Terms of Service

1. What the Service Is — and Is Not

Act60Ready is self-service software: an eligibility screener, a document-preparation wizard, a presence-day tracker, a document vault, and a deadline checklist engine for Puerto Rico Act 60 (Chapter 2, Individual Resident Investor) compliance.

The Service is not a law firm, accounting firm, or professional services provider. We do not provide legal, tax, accounting, or financial advice. The Service explains published requirements and helps you assemble and organize your own documents and records. It does not evaluate your individual tax position, recommend strategies, or exercise legal judgment on your behalf. No attorney-client, accountant-client, or fiduciary relationship is created by your use of the Service. For advice about your specific situation, consult a licensed Puerto Rico attorney or CPA. See also our Disclaimer, which is incorporated into these Terms.

2. Eligibility and Accounts

You must be at least 18 years old and able to form a binding contract. You are responsible for the accuracy of information you provide, for maintaining the confidentiality of your credentials, and for all activity under your account. Notify us immediately at support@act60ready.com of any unauthorized use.

3. Fees and Payment

• Application wizard: a one-time fee, disclosed at purchase, covering preparation of one Chapter 2 application package.
• Compliance subscription: a recurring monthly or annual fee for day tracking, the evidence vault, and the checklist engine. Subscriptions renew automatically until canceled; cancel anytime effective at the end of the current billing period.
• Attorney review add-on: priced at purchase; the review is performed by an independent licensed Puerto Rico attorney (see Section 6).
• Prices may change with notice; changes apply at your next renewal, never mid-term.
• Refunds: the application wizard fee is refundable within 14 days of purchase if the application package has not been generated. Subscription fees are non-refundable for the current billing period; cancel anytime and access continues through the end of that period. Government filing fees, the required charitable donation, and the annual decree fee are paid by you directly to the relevant agencies and are never collected or refunded by us.

4. Your Responsibilities

You are solely responsible for:

• The accuracy and completeness of everything you enter or upload — the wizard’s output is only as correct as your inputs
• Reviewing all generated documents before filing them. You, not the Service, file your application and make all representations to DDEC, Hacienda, and the IRS.
• Verifying your presence-day counts. The day tracker is an aid that depends on your device’s GPS, operating system permissions, battery settings, and connectivity, all of which can cause missed or incorrect entries. Use manual overrides to correct the record; the authoritative record of where you were is yours to maintain.
• Meeting all deadlines and legal obligations. Reminders are a convenience, not a guarantee of delivery; a missed notification does not excuse a missed filing.
• Your own tax positions, filings, and compliance outcomes.

5. Acceptable Use

You agree not to: use the Service to submit false or fraudulent information to any government agency; upload malicious code; scrape, reverse-engineer, or resell the Service; interfere with its operation; use it to violate any law; or share your account with third parties. We may suspend or terminate accounts that violate this section.

6. Attorney Review Add-On and Referrals

Attorney reviews are performed by independent licensed Puerto Rico attorneys, not by us. Your engagement for the review is with the attorney; any attorney-client relationship exists between you and that attorney only, under their terms of engagement. We may receive a referral or administrative fee, which will be disclosed. We are not responsible for professional services rendered by independent attorneys.

7. Your Content and Our IP

You retain all rights to the documents and data you upload (“Your Content”). You grant us a limited license to host, process, and display Your Content solely to provide the Service to you. We claim no ownership of Your Content and will not use it for any other purpose. The Service itself — software, design, text, guides, and trademarks — is our property or that of our licensors; these Terms grant you a limited, non-transferable right to use it, not any ownership.

8. No Guarantees of Outcome

We do not and cannot guaranteethat any application will be approved, that a decree will be granted or maintained, that any particular tax treatment will apply to you, that you will satisfy bona fide residency tests, or that you will pass or avoid any DDEC or IRS audit or examination. References to being “audit-ready” describe organized preparation, not a warranty of any audit result. Government processing times, requirements, and enforcement practices are outside our control and change without notice.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT DAY-TRACKING DATA, OCR CLASSIFICATION, GENERATED DOCUMENTS, DEADLINES, OR EDUCATIONAL CONTENT ARE ERROR-FREE, COMPLETE, OR CURRENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACT60READY AND ITS OFFICERS, EMPLOYEES, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TAX BENEFITS, DECREES, OR DATA, ARISING FROM YOUR USE OF THE SERVICE — INCLUDING DAMAGES ARISING FROM DENIED APPLICATIONS, MISSED DEADLINES, INACCURATE DAY COUNTS, AUDIT OUTCOMES, FINES, OR DECREE REVOCATIONS — EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS WILL NOT EXCEED THE AMOUNTS YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

11. Indemnification

You will indemnify and hold us harmless from claims, damages, and expenses (including reasonable attorneys’ fees) arising from Your Content, your violation of these Terms, your violation of law, or representations you make to any government agency.

12. Termination

You may close your account at any time; export your vault first, as data is deleted per the Privacy Policy. We may suspend or terminate your access for material breach of these Terms, with notice where practicable. Sections 7–11 and 13–15 survive termination.

13. Governing Law and Disputes

These Terms are governed by the laws of the Commonwealth of Puerto Rico, without regard to conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in San Juan, Puerto Rico, and you consent to their personal jurisdiction and venue.

14. Changes to These Terms

We may update these Terms; material changes will be notified by email or in-app notice at least 30 days before taking effect. Continued use after the effective date constitutes acceptance.

15. Miscellaneous

These Terms plus the Privacy Policy and Disclaimer are the entire agreement between you and us regarding the Service. If any provision is unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger or sale.

Contact: Garita Labs LLC · c/o Northwest Registered Agent
1654 CALLE TULIPAN
STE 100
SAN JUAN, PR, 00927-6242
· support@act60ready.com